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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,650 | $32,425+59.3% | $74,577-30.7% | $55,167-6.4% |
| Participation rate | 97.0% | 54.0%+43.0pp | 68.1%+28.9pp | 69.0%+28.0pp |
| Annual return | 12.25% | 10.63%+1.6pp | 20.47%-8.2pp | 169.23%-157.0pp |
| Employer contribution / active EE | $2,490 | $1,043+138.6% | $2,525-1.4% | $1,963+26.9% |
| Participant deferral / active EE | $5,256 | $1,995+163.5% | $3,458+52.0% | $3,054+72.1% |
| Admin fee / account holder | $991 | $748+32.5% | $4,138-76.0% | $504+96.8% |