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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,466 | $109,359+166.5% | $162,185+79.7% | $72,976+299.4% |
| Participation rate | 89.3% | 84.3%+5.0pp | 87.6%+1.7pp | 69.5%+19.8pp |
| Annual return | 20.88% | 25.46%-4.6pp | 115.61%-94.7pp | 81.02%-60.1pp |
| Employer contribution / active EE | $11,551 | $3,907+195.6% | $5,613+105.8% | $2,440+373.4% |
| Participant deferral / active EE | $10,255 | $5,481+87.1% | $7,297+40.5% | $3,608+184.2% |
| Admin fee / account holder | $5,046 | $7,972-36.7% | $10,844-53.5% | $5,124-1.5% |