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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $507,082 | $146,267+246.7% | $197,124+157.2% | $82,448+515.0% |
| Participation rate | 90.0% | 84.0%+6.0pp | 86.7%+3.3pp | 68.1%+21.9pp |
| Annual return | 15.93% | 29.61%-13.7pp | 44.34%-28.4pp | 41.64%-25.7pp |
| Employer contribution / active EE | $14,814 | $4,723+213.6% | $6,227+137.9% | $2,551+480.7% |
| Participant deferral / active EE | $10,897 | $7,035+54.9% | $9,135+19.3% | $4,139+163.3% |
| Admin fee / account holder | $89,315 | $14,422+519.3% | $16,298+448.0% | $7,234+1134.6% |