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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,503 | $154,193-73.7% | $130,045-68.9% | $139,466-71.0% |
| Participation rate | 60.0% | 82.0%-22.0pp | 78.5%-18.5pp | 80.3%-20.3pp |
| Annual return | 10.34% | 32.51%-22.2pp | -137.30%+147.6pp | 373.66%-363.3pp |
| Employer contribution / active EE | $2,060 | $5,292-61.1% | $4,321-52.3% | $4,754-56.7% |
| Participant deferral / active EE | $5,959 | $6,709-11.2% | $5,820+2.4% | $6,712-11.2% |
| Admin fee / account holder | $4,568 | $13,989-67.3% | $10,600-56.9% | $11,409-60.0% |