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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,439 | $100,805+114.7% | $86,698+149.6% | $134,532+60.9% |
| Participation rate | 66.7% | 79.0%-12.3pp | 76.6%-9.9pp | 81.2%-14.6pp |
| Annual return | -11.09% | 29.09%-40.2pp | 35.95%-47.0pp | 418.27%-429.4pp |
| Employer contribution / active EE | $3,101 | $3,490-11.1% | $2,837+9.3% | $4,741-34.6% |
| Participant deferral / active EE | $10,017 | $5,339+87.6% | $4,656+115.1% | $6,401+56.5% |
| Admin fee / account holder | $60,017 | $10,925+449.3% | $7,493+701.0% | $11,429+425.2% |