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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,428 | $117,895+74.2% | $102,460+100.5% | $145,897+40.8% |
| Participation rate | 88.9% | 78.6%+10.3pp | 76.5%+12.4pp | 80.3%+8.6pp |
| Annual return | 22.41% | 31.92%-9.5pp | 29.47%-7.1pp | 552.29%-529.9pp |
| Employer contribution / active EE | $3,045 | $3,619-15.8% | $3,025+0.7% | $4,663-34.7% |
| Participant deferral / active EE | $11,005 | $5,736+91.8% | $5,056+117.7% | $6,689+64.5% |
| Admin fee / account holder | $1,367 | $13,353-89.8% | $9,460-85.6% | $13,390-89.8% |