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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,580 | $63,861-39.6% | $104,639-63.1% | $79,856-51.7% |
| Participation rate | 74.1% | 64.9%+9.2pp | 74.1%0pp | 69.6%+4.4pp |
| Annual return | 19.03% | 21.30%-2.3pp | 340.67%-321.6pp | 31.71%-12.7pp |
| Employer contribution / active EE | $1,472 | $1,588-7.3% | $2,682-45.1% | $2,471-40.4% |
| Participant deferral / active EE | $4,720 | $2,693+75.3% | $3,738+26.3% | $3,741+26.2% |
| Admin fee / account holder | $871 | $4,185-79.2% | $6,465-86.5% | $5,306-83.6% |