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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,258 | $109,904-31.5% | $97,167-22.5% | $145,959-48.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 12.04% | 243.43%-231.4pp | 75.27%-63.2pp | 561.95%-549.9pp |
| Employer contribution / active EE | $4,563 | $3,084+47.9% | $2,729+67.2% | $4,661-2.1% |
| Participant deferral / active EE | $8,690 | $4,676+85.8% | $4,264+103.8% | $6,689+29.9% |
| Admin fee / account holder | $4,177 | $6,216-32.8% | $5,650-26.1% | $13,398-68.8% |