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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,258 | $109,967-31.6% | $97,197-22.6% | $145,877-48.4% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 12.04% | 244.27%-232.2pp | 75.47%-63.4pp | 551.28%-539.2pp |
| Employer contribution / active EE | $4,563 | $3,077+48.3% | $2,723+67.6% | $4,663-2.1% |
| Participant deferral / active EE | $8,690 | $4,676+85.8% | $4,263+103.8% | $6,691+29.9% |
| Admin fee / account holder | $4,177 | $6,199-32.6% | $5,637-25.9% | $13,402-68.8% |