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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $473,707 | $148,623+218.7% | $135,974+248.4% | $139,466+239.7% |
| Participation rate | 93.3% | 83.9%+9.5pp | 81.9%+11.4pp | 80.3%+13.0pp |
| Annual return | 15.55% | 79.30%-63.7pp | 68.30%-52.8pp | 373.66%-358.1pp |
| Employer contribution / active EE | $19,111 | $5,246+264.3% | $4,859+293.3% | $4,754+302.0% |
| Participant deferral / active EE | $15,140 | $8,103+86.9% | $7,760+95.1% | $6,712+125.6% |
| Admin fee / account holder | $1,195 | $12,406-90.4% | $10,767-88.9% | $11,409-89.5% |