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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,409 | $92,743-3.6% | $82,744+8.1% | $134,532-33.5% |
| Participation rate | 41.7% | 75.2%-33.5pp | 72.6%-30.9pp | 81.2%-39.6pp |
| Annual return | -20.20% | 946.63%-966.8pp | 702.22%-722.4pp | 418.27%-438.5pp |
| Employer contribution / active EE | $960 | $3,273-70.7% | $3,008-68.1% | $4,741-79.7% |
| Participant deferral / active EE | $3,970 | $4,802-17.3% | $4,395-9.7% | $6,401-38.0% |
| Admin fee / account holder | $2,485 | $5,977-58.4% | $5,325-53.3% | $11,429-78.3% |