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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,416 | $99,345+247.7% | $84,753+307.6% | $273,972+26.1% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 7.43% | 22.93%-15.5pp | 22.78%-15.4pp | 41.46%-34.0pp |
| Employer contribution / active EE | $20,689 | $4,214+391.0% | $3,574+478.8% | $4,869+324.9% |
| Participant deferral / active EE | $6,167 | $4,270+44.4% | $3,712+66.1% | $5,287+16.6% |
| Admin fee / account holder | $1,374 | $6,645-79.3% | $5,333-74.2% | $10,133-86.4% |