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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,174 | $177,353-33.9% | $158,226-25.9% | $198,609-41.0% |
| Participation rate | 90.0% | 77.0%+13.0pp | 74.8%+15.2pp | 82.4%+7.6pp |
| Annual return | 19.93% | 599.50%-579.6pp | 501.41%-481.5pp | 202.70%-182.8pp |
| Employer contribution / active EE | $2,490 | $3,239-23.1% | $2,986-16.6% | $5,055-50.8% |
| Participant deferral / active EE | $7,794 | $4,615+68.9% | $4,317+80.5% | $6,977+11.7% |
| Admin fee / account holder | $720 | $10,960-93.4% | $10,217-92.9% | $19,030-96.2% |