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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,424 | $63,346+27.0% | $92,240-12.8% | $70,126+14.7% |
| Participation rate | 67.7% | 68.7%-0.9pp | 76.5%-8.7pp | 69.5%-1.8pp |
| Annual return | 30.71% | 530.19%-499.5pp | 176.29%-145.6pp | 73.15%-42.4pp |
| Employer contribution / active EE | $2,414 | $2,471-2.3% | $3,680-34.4% | $2,343+3.0% |
| Participant deferral / active EE | $5,552 | $2,854+94.5% | $3,897+42.5% | $3,332+66.6% |
| Admin fee / account holder | $131 | $3,841-96.6% | $5,194-97.5% | $4,645-97.2% |