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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,937 | $198,462+6.3% | $170,439+23.8% | $147,585+42.9% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 13.65% | 257.30%-243.7pp | 205.94%-192.3pp | 578.58%-564.9pp |
| Employer contribution / active EE | $8,016 | $6,184+29.6% | $5,433+47.6% | $4,876+64.4% |
| Participant deferral / active EE | $4,372 | $5,629-22.3% | $4,939-11.5% | $5,439-19.6% |
| Admin fee / account holder | $13,117 | $16,852-22.2% | $13,881-5.5% | $10,886+20.5% |