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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $449,766 | $167,362+168.7% | $143,799+212.8% | $134,532+234.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -28.33% | 0.47%-28.8pp | -0.04%-28.3pp | 418.27%-446.6pp |
| Employer contribution / active EE | $3,856 | $5,620-31.4% | $4,952-22.1% | $4,741-18.7% |
| Participant deferral / active EE | $18,819 | $6,447+191.9% | $5,638+233.8% | $6,401+194.0% |
| Admin fee / account holder | $2,658 | $18,094-85.3% | $14,677-81.9% | $11,429-76.7% |