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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,866 | $102,663-37.8% | $86,216-25.9% | $139,466-54.2% |
| Participation rate | 66.7% | 74.5%-7.8pp | 69.0%-2.3pp | 80.3%-13.7pp |
| Annual return | 19.41% | 1924.52%-1905.1pp | 1169.42%-1150.0pp | 373.66%-354.3pp |
| Employer contribution / active EE | $1,717 | $3,035-43.4% | $2,382-27.9% | $4,754-63.9% |
| Participant deferral / active EE | $5,678 | $4,677+21.4% | $3,986+42.4% | $6,712-15.4% |
| Admin fee / account holder | $1,497 | $8,663-82.7% | $6,853-78.2% | $11,409-86.9% |