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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,073 | $183,592-82.5% | $155,574-79.4% | $145,877-78.0% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.5pp | 80.3%-13.6pp |
| Annual return | 9.16% | 61.37%-52.2pp | 64.87%-55.7pp | 551.28%-542.1pp |
| Employer contribution / active EE | $1,428 | $5,317-73.1% | $4,676-69.5% | $4,663-69.4% |
| Participant deferral / active EE | $3,839 | $6,466-40.6% | $5,629-31.8% | $6,691-42.6% |
| Admin fee / account holder | $540 | $19,316-97.2% | $15,914-96.6% | $13,402-96.0% |