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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,810 | $99,345+18.6% | $84,753+39.0% | $273,972-57.0% |
| Participation rate | 80.0% | 80.7%-0.7pp | 76.6%+3.4pp | 83.0%-3.0pp |
| Annual return | -0.12% | 22.93%-23.0pp | 22.78%-22.9pp | 41.46%-41.6pp |
| Employer contribution / active EE | $8,400 | $4,214+99.3% | $3,574+135.0% | $4,869+72.5% |
| Participant deferral / active EE | $6,795 | $4,270+59.2% | $3,712+83.1% | $5,287+28.5% |
| Admin fee / account holder | $560 | $6,645-91.6% | $5,333-89.5% | $10,133-94.5% |