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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,142 | $148,629-66.9% | $135,982-63.9% | $139,487-64.8% |
| Participation rate | 88.9% | 83.9%+5.0pp | 81.9%+7.0pp | 80.3%+8.6pp |
| Annual return | 10.26% | 79.33%-69.1pp | 68.32%-58.1pp | 373.84%-363.6pp |
| Employer contribution / active EE | $12,051 | $5,247+129.7% | $4,859+148.0% | $4,755+153.5% |
| Participant deferral / active EE | $6,667 | $8,102-17.7% | $7,760-14.1% | $6,713-0.7% |
| Admin fee / account holder | $799 | $12,406-93.6% | $10,767-92.6% | $11,407-93.0% |