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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,289 | $201,370+7.9% | $184,256+17.9% | $145,897+48.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 4.30% | 29.05%-24.8pp | 28.85%-24.5pp | 552.29%-548.0pp |
| Employer contribution / active EE | $12,894 | $7,024+83.6% | $6,427+100.6% | $4,663+176.5% |
| Participant deferral / active EE | $16,323 | $9,808+66.4% | $9,133+78.7% | $6,689+144.0% |
| Admin fee / account holder | $490 | $16,364-97.0% | $13,899-96.5% | $13,390-96.3% |