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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,936 | $85,766-45.3% | $136,298-65.6% | $70,126-33.1% |
| Participation rate | 74.2% | 74.2%0pp | 81.9%-7.7pp | 69.5%+4.7pp |
| Annual return | 19.72% | 31.46%-11.7pp | 5156.27%-5136.5pp | 73.15%-53.4pp |
| Employer contribution / active EE | $1,961 | $2,966-33.9% | $4,696-58.2% | $2,343-16.3% |
| Participant deferral / active EE | $2,921 | $5,051-42.2% | $6,247-53.2% | $3,332-12.3% |
| Admin fee / account holder | $1,895 | $5,421-65.0% | $9,244-79.5% | $4,645-59.2% |