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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,872 | $160,028+73.6% | $147,080+88.9% | $145,884+90.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.69% | 98.60%-88.9pp | 420.17%-410.5pp | 551.85%-542.2pp |
| Employer contribution / active EE | $4,736 | $5,286-10.4% | $4,933-4.0% | $4,662+1.6% |
| Participant deferral / active EE | $15,979 | $8,422+89.7% | $8,066+98.1% | $6,690+138.9% |
| Admin fee / account holder | $1,165 | $15,030-92.2% | $12,989-91.0% | $13,392-91.3% |