Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,309 | $90,400+8.7% | $186,193-47.2% | $87,485+12.4% |
| Participation rate | 60.0% | 66.2%-6.2pp | 77.1%-17.1pp | 68.9%-8.9pp |
| Annual return | 16.46% | 22.15%-5.7pp | 78.03%-61.6pp | 26.06%-9.6pp |
| Employer contribution / active EE | $580 | $2,170-73.3% | $3,918-85.2% | $2,596-77.6% |
| Participant deferral / active EE | $1,489 | $4,330-65.6% | $6,513-77.1% | $4,274-65.2% |
| Admin fee / account holder | $1,973 | $8,673-77.2% | $11,058-82.2% | $7,775-74.6% |