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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,378 | $99,079-4.7% | $78,002+21.0% | $273,972-65.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.5%+24.5pp | 83.0%+17.0pp |
| Annual return | 1.98% | 217.93%-215.9pp | 425.99%-424.0pp | 41.46%-39.5pp |
| Employer contribution / active EE | $8,026 | $3,308+142.6% | $2,470+224.9% | $4,869+64.8% |
| Participant deferral / active EE | $4,158 | $4,306-3.4% | $3,497+18.9% | $5,287-21.3% |
| Admin fee / account holder | $27,154 | $8,954+203.3% | $5,481+395.4% | $10,133+168.0% |