Filed November 20, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,362 | $100,060+28.3% | $149,721-14.3% | $70,126+83.0% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.1%+12.9pp | 69.5%+30.5pp |
| Annual return | 19.75% | 27.46%-7.7pp | 1501.67%-1481.9pp | 73.15%-53.4pp |
| Employer contribution / active EE | $9,807 | $3,661+167.9% | $5,444+80.1% | $2,343+318.6% |
| Participant deferral / active EE | $7,726 | $4,982+55.1% | $6,568+17.6% | $3,332+131.9% |
| Admin fee / account holder | $15,293 | $8,285+84.6% | $11,282+35.5% | $4,645+229.2% |