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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,060 | $105,145-41.9% | $94,664-35.5% | $139,466-56.2% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 7.78% | 38.09%-30.3pp | 156.84%-149.1pp | 373.66%-365.9pp |
| Employer contribution / active EE | $2,065 | $4,107-49.7% | $3,673-43.8% | $4,754-56.6% |
| Participant deferral / active EE | $4,594 | $7,599-39.5% | $7,417-38.1% | $6,712-31.6% |
| Admin fee / account holder | $3,523 | $8,972-60.7% | $7,222-51.2% | $11,409-69.1% |