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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $413,164 | $217,432+90.0% | $185,849+122.3% | $167,536+146.6% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 0.05% | 148.42%-148.4pp | 122.10%-122.0pp | 478.82%-478.8pp |
| Employer contribution / active EE | $7,500 | $5,875+27.7% | $5,169+45.1% | $4,839+55.0% |
| Participant deferral / active EE | $28,200 | $6,357+343.6% | $5,569+406.4% | $6,342+344.6% |
| Admin fee / account holder | $3,884 | $19,818-80.4% | $16,244-76.1% | $12,315-68.5% |