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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,779 | $58,493-64.5% | $84,023-75.3% | $72,976-71.5% |
| Participation rate | 61.0% | 61.2%-0.3pp | 69.0%-8.0pp | 69.5%-8.5pp |
| Annual return | 28.84% | 28.93%-0.1pp | 71.32%-42.5pp | 81.02%-52.2pp |
| Employer contribution / active EE | $1,677 | $1,163+44.2% | $1,984-15.5% | $2,440-31.3% |
| Participant deferral / active EE | $3,419 | $2,394+42.8% | $3,239+5.6% | $3,608-5.2% |
| Admin fee / account holder | $174 | $4,569-96.2% | $6,102-97.1% | $5,124-96.6% |