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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,525 | $99,011-90.4% | $86,582-89.0% | $147,586-93.5% |
| Participation rate | 87.5% | 76.3%+11.2pp | 73.5%+14.0pp | 82.8%+4.7pp |
| Annual return | 22.34% | 1312.75%-1290.4pp | 965.08%-942.7pp | 578.59%-556.2pp |
| Employer contribution / active EE | $1,852 | $3,132-40.9% | $2,839-34.8% | $4,876-62.0% |
| Participant deferral / active EE | $2,931 | $3,972-26.2% | $3,609-18.8% | $5,439-46.1% |
| Admin fee / account holder | $1,147 | $5,709-79.9% | $4,904-76.6% | $10,886-89.5% |