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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,935 | $81,668-18.0% | $58,507+14.4% | $139,487-52.0% |
| Participation rate | 60.0% | 61.3%-1.3pp | 50.9%+9.1pp | 80.3%-20.3pp |
| Annual return | 17.69% | 7430.07%-7412.4pp | 4252.32%-4234.6pp | 373.84%-356.2pp |
| Employer contribution / active EE | $1,543 | $1,398+10.4% | $1,053+46.5% | $4,755-67.5% |
| Participant deferral / active EE | $6,443 | $2,554+152.3% | $1,922+235.2% | $6,713-4.0% |
| Admin fee / account holder | $1,405 | $3,212-56.3% | $2,486-43.5% | $11,407-87.7% |