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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,215 | $99,957-41.8% | $149,745-61.1% | $73,497-20.8% |
| Participation rate | 72.5% | 75.7%-3.2pp | 82.5%-9.9pp | 70.7%+1.9pp |
| Annual return | 19.11% | 53.87%-34.8pp | 276.72%-257.6pp | 28.51%-9.4pp |
| Employer contribution / active EE | $1,965 | $3,191-38.4% | $4,646-57.7% | $2,270-13.4% |
| Participant deferral / active EE | $5,136 | $6,073-15.4% | $6,843-24.9% | $3,740+37.3% |
| Admin fee / account holder | $8,391 | $551+1423.7% | $9,312-9.9% | $513+1535.4% |