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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,358 | $85,766-50.6% | $136,298-68.9% | $70,126-39.6% |
| Participation rate | 80.0% | 74.2%+5.8pp | 81.9%-1.9pp | 69.5%+10.5pp |
| Annual return | 20.48% | 31.46%-11.0pp | 5156.27%-5135.8pp | 73.15%-52.7pp |
| Employer contribution / active EE | $425 | $2,966-85.7% | $4,696-90.9% | $2,343-81.8% |
| Participant deferral / active EE | $2,498 | $5,051-50.5% | $6,247-60.0% | $3,332-25.0% |
| Admin fee / account holder | $4,475 | $5,421-17.4% | $9,244-51.6% | $4,645-3.7% |