Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,009 | $58,523-82.9% | $99,475-89.9% | $72,975-86.3% |
| Participation rate | 35.4% | 64.6%-29.2pp | 73.8%-38.4pp | 69.5%-34.0pp |
| Annual return | 45.54% | 28.51%+17.0pp | 30.72%+14.8pp | 81.01%-35.5pp |
| Employer contribution / active EE | $804 | $1,512-46.8% | $2,540-68.3% | $2,440-67.0% |
| Participant deferral / active EE | $1,844 | $2,606-29.3% | $3,619-49.1% | $3,608-48.9% |
| Admin fee / account holder | $604 | $4,102-85.3% | $6,252-90.3% | $5,124-88.2% |