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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,116 | $138,075-22.4% | $123,552-13.3% | $135,379-20.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -7.00% | 153.70%-160.7pp | 119.20%-126.2pp | 519.79%-526.8pp |
| Employer contribution / active EE | $7,260 | $5,152+40.9% | $4,628+56.9% | $4,779+51.9% |
| Participant deferral / active EE | $8,889 | $6,800+30.7% | $6,426+38.3% | $5,609+58.5% |
| Admin fee / account holder | $2,594 | $10,917-76.2% | $9,285-72.1% | $10,828-76.0% |