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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,635 | $160,040-47.1% | $147,096-42.5% | $145,877-42.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.93% | 98.49%-89.6pp | 419.75%-410.8pp | 551.28%-542.3pp |
| Employer contribution / active EE | $6,553 | $5,289+23.9% | $4,936+32.8% | $4,663+40.5% |
| Participant deferral / active EE | $3,032 | $8,429-64.0% | $8,071-62.4% | $6,691-54.7% |
| Admin fee / account holder | $25,417 | $15,050+68.9% | $13,005+95.4% | $13,402+89.6% |