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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,408 | $106,280+63.2% | $96,538+79.6% | $139,487+24.3% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 18.03% | 38.48%-20.5pp | 35.74%-17.7pp | 373.84%-355.8pp |
| Employer contribution / active EE | $21,170 | $4,107+415.4% | $3,740+466.0% | $4,755+345.2% |
| Participant deferral / active EE | $14,600 | $5,457+167.6% | $4,880+199.2% | $6,713+117.5% |
| Admin fee / account holder | $2,424 | $7,888-69.3% | $6,737-64.0% | $11,407-78.7% |