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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,211 | $111,535+94.7% | $105,223+106.4% | $137,256+58.3% |
| Participation rate | 60.0% | 78.1%-18.1pp | 75.0%-15.0pp | 80.0%-20.0pp |
| Annual return | 14.80% | 237.85%-223.1pp | 180.65%-165.9pp | 220.34%-205.5pp |
| Employer contribution / active EE | $0 | $3,939-100.0% | $3,689-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $8,436 | $5,500+53.4% | $5,072+66.3% | $6,407+31.7% |
| Admin fee / account holder | $800 | $9,721-91.8% | $8,859-91.0% | $12,270-93.5% |