Retirement plan

RYAN R. ROBISON & CO., INC. RETIREMENT PLAN

Name: RYAN R. ROBISON & COMPANY, INC. - RYAN R. ROBISON & CO., INC. RETIREMENT PLAN (2020) Form 5500
Creator: RYAN R. ROBISON & COMPANY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RYAN R. ROBISON & CO., INC. RETIREMENT PLAN, RYAN R. ROBISON & COMPANY, INC.

RYAN R. ROBISON & COMPANY, INC.EIN 38-3419345Plan #001PY 2020

3290 W. BIG BEAVER ROAD, # 310 - TROY, MI 480842800248-677-7790LinkedIn51-200 employeessecurity and investigations

Prospect flagsHigh cash

How to read this page

Total assets (EOY)

$4.1M

+26.7% from 2019

Total participants

197

-2.0% from 2019

Average account balance

$21,364

+28.7% from 2019

Annual return

18.19%

-2.73 pp from 2019

Benchmarks

See 1,065 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants100-249

Cohort1,065 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+5.33%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
WELLS FARGO BANK, N.A.3 years Filed as: WELLS FARGO ADVISORS Service code 27 11682 EL CAMINO REAL, STE 11 · SAN DIEGO, CA 921302092	Advisory (Plan)	$16,362
CMFG LIFE INSURANCE COMPANY1 year Service code 15 · EIN 39-0230590	Recordkeeping	$1,300

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh cash
More than 10% of assets are held in cash - possible menu-design or default-fund problem.

Expense breakdown

Schedule H Part II

Admin total

$18K

$134 / participant

Investment mgmt$16K92.6%
Contract admin$1K7.4%

% of EOY assets

0.428%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: SIKICH, LLP
Auditor EIN: 363168081
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$21,364

$43,133-50.5%

$89,414-76.1%

$73,493-70.9%

Participation rate

97.0%

55.0%+42.0pp

68.0%+29.0pp

70.7%+26.3pp

Annual return

18.19%

135.66%-117.5pp

245.50%-227.3pp

28.51%-10.3pp

Employer contribution / active EE

$1,244

$1,438-13.5%

$2,586-51.9%

$2,270-45.2%

Participant deferral / active EE

$1,438

$2,445-41.2%

$3,890-63.0%

$3,740-61.5%

Admin fee / account holder

$92

$444-79.4%

$4,883-98.1%

$513-82.2%

Provider

Service type

Compensation

WELLS FARGO BANK, N.A.3 years

Filed as: WELLS FARGO ADVISORS

Service code 27

11682 EL CAMINO REAL, STE 11 · SAN DIEGO, CA 921302092

Advisory (Plan)

$16,362

CMFG LIFE INSURANCE COMPANY1 year

Service code 15 · EIN 39-0230590

Recordkeeping

$1,300

RYAN R. ROBISON & CO., INC. RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RYAN R. ROBISON & CO., INC. RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion