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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,458 | $72,269+95.7% | $101,271+39.7% | $79,852+77.2% |
| Participation rate | 96.9% | 68.5%+28.4pp | 75.8%+21.1pp | 69.6%+27.2pp |
| Annual return | 7.96% | 22.29%-14.3pp | 46.48%-38.5pp | 31.72%-23.8pp |
| Employer contribution / active EE | $3,039 | $2,692+12.9% | $3,660-17.0% | $2,471+23.0% |
| Participant deferral / active EE | $6,949 | $3,282+111.8% | $4,371+59.0% | $3,740+85.8% |
| Admin fee / account holder | $8,164 | $4,401+85.5% | $5,948+37.3% | $5,306+53.9% |