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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY9 years Service code 55 · EIN 26-4310632 | Other Commissions | $44,224 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $3,258 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,170 | $89,067-17.8% | $102,423-28.6% | $77,714-5.8% |
| Participation rate | 71.6% | 80.9%-9.3pp | 76.5%-4.9pp | 70.6%+1.0pp |
| Annual return | 16.01% | 25.01%-9.0pp | 29.42%-13.4pp | 31.26%-15.2pp |
| Employer contribution / active EE | $0 | $2,699-100.0% | $3,023-100.0% | $2,727-100.0% |
| Participant deferral / active EE | $5,189 | $5,147+0.8% | $5,054+2.7% | $4,649+11.6% |
| Admin fee / account holder | $10 | $236-95.9% | $9,455-99.9% | $433-97.8% |