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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $68,521 |
Service code 13 · EIN 20-4780677 | Contract Administrator | $20,448 |
S B H U LIFE AGENCY INC1 year Filed as: S B H U LIFE AGENCY INC. Service code 49 · EIN 13-2896238 | Other Services | $16,084 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,899 | $95,417-62.4% | $135,974-73.6% | $74,460-51.8% |
| Participation rate | 48.5% | 78.2%-29.7pp | 81.9%-33.4pp | 70.7%-22.2pp |
| Annual return | 20.38% | 32.76%-12.4pp | 68.30%-47.9pp | 34.38%-14.0pp |
| Employer contribution / active EE | $1,988 | $3,878-48.7% | $4,859-59.1% | $2,638-24.7% |
| Participant deferral / active EE | $3,656 | $7,789-53.1% | $7,760-52.9% | $4,530-19.3% |
| Admin fee / account holder | $416 | $266+56.5% | $10,767-96.1% | $348+19.7% |