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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,942 | $60,349-71.9% | $74,184-77.2% | $62,881-73.1% |
| Participation rate | 75.0% | 72.7%+2.3pp | 76.6%-1.6pp | 69.3%+5.7pp |
| Annual return | 7.28% | 21.38%-14.1pp | 17.74%-10.5pp | 20.14%-12.9pp |
| Employer contribution / active EE | $318 | $1,680-81.1% | $2,370-86.6% | $2,281-86.1% |
| Participant deferral / active EE | $1,589 | $2,856-44.4% | $3,550-55.2% | $3,203-50.4% |
| Admin fee / account holder | $1,140 | $4,261-73.2% | $5,586-79.6% | $4,296-73.5% |