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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,150 | $86,940-60.7% | $102,434-66.7% | $80,935-57.8% |
| Participation rate | 81.8% | 72.4%+9.4pp | 76.5%+5.3pp | 67.7%+14.2pp |
| Annual return | 10.97% | 18.89%-7.9pp | 29.46%-18.5pp | 35.66%-24.7pp |
| Employer contribution / active EE | $544 | $2,370-77.1% | $3,023-82.0% | $2,757-80.3% |
| Participant deferral / active EE | $2,715 | $4,121-34.1% | $5,055-46.3% | $4,299-36.9% |
| Admin fee / account holder | $3,819 | $8,047-52.5% | $9,462-59.6% | $6,924-44.9% |