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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,270 | $95,404-64.1% | $113,397-69.8% | $82,637-58.5% |
| Participation rate | 82.3% | 72.8%+9.5pp | 76.5%+5.8pp | 68.1%+14.2pp |
| Annual return | 15.84% | 19.08%-3.2pp | 23.20%-7.4pp | 53.51%-37.7pp |
| Employer contribution / active EE | $484 | $2,307-79.0% | $2,977-83.7% | $2,552-81.0% |
| Participant deferral / active EE | $2,532 | $4,220-40.0% | $5,076-50.1% | $4,126-38.6% |
| Admin fee / account holder | $5,997 | $9,168-34.6% | $11,957-49.8% | $7,339-18.3% |