Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,138 | $49,199+274.3% | $121,204+51.9% | $75,173+145.0% |
| Participation rate | 63.0% | 55.4%+7.5pp | 69.5%-6.6pp | 67.2%-4.2pp |
| Annual return | 22.74% | 56.04%-33.3pp | 987.18%-964.4pp | 160.72%-138.0pp |
| Employer contribution / active EE | $0 | $1,547-100.0% | $4,170-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $2,888 | $2,630+9.8% | $4,083-29.3% | $4,126-30.0% |
| Admin fee / account holder | $1,655 | $3,946-58.1% | $5,651-70.7% | $5,651-70.7% |