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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,099 | $113,941-39.4% | $94,229-26.7% | $125,389-44.9% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -6.32% | 5.29%-11.6pp | 10.68%-17.0pp | 282.24%-288.6pp |
| Employer contribution / active EE | $1,720 | $4,727-63.6% | $3,587-52.0% | $4,866-64.6% |
| Participant deferral / active EE | $3,169 | $5,179-38.8% | $4,320-26.7% | $5,352-40.8% |
| Admin fee / account holder | $10,698 | $8,392+27.5% | $6,269+70.6% | $9,541+12.1% |