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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,319 | $78,690+237.2% | $161,489+64.3% | $87,485+203.3% |
| Participation rate | 76.3% | 67.5%+8.9pp | 78.7%-2.4pp | 68.9%+7.4pp |
| Annual return | 10.82% | 32.74%-21.9pp | 89.72%-78.9pp | 26.06%-15.2pp |
| Employer contribution / active EE | $4,316 | $2,588+66.8% | $4,268+1.1% | $2,596+66.3% |
| Participant deferral / active EE | $6,092 | $3,311+84.0% | $5,630+8.2% | $4,274+42.6% |
| Admin fee / account holder | $86,953 | $6,724+1193.3% | $16,006+443.3% | $7,775+1018.4% |