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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,319 | $76,407+247.2% | $150,298+76.5% | $82,448+221.8% |
| Participation rate | 76.3% | 66.4%+9.9pp | 77.8%-1.4pp | 68.1%+8.2pp |
| Annual return | 10.82% | 39.99%-29.2pp | 62.79%-52.0pp | 41.64%-30.8pp |
| Employer contribution / active EE | $4,316 | $2,614+65.1% | $4,154+3.9% | $2,551+69.2% |
| Participant deferral / active EE | $6,092 | $3,214+89.5% | $5,453+11.7% | $4,139+47.2% |
| Admin fee / account holder | $86,953 | $6,352+1268.9% | $14,116+516.0% | $7,234+1101.9% |