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| Provider | Service type | Compensation |
|---|---|---|
JANZ & KNIGHT1 year Filed as: JANZ KNIGHT Service code 10 300 EAST LONG LAKE ROAD · BLOOMFIELD HILLS, MI 483042377 | Accounting | $11,400 |
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $2,450 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $369,960 | $81,474+354.1% | $133,971+176.1% | $73,493+403.4% |
| Participation rate | 94.2% | 76.4%+17.9pp | 79.8%+14.4pp | 70.7%+23.5pp |
| Annual return | 9.28% | 19.40%-10.1pp | 45.09%-35.8pp | 28.51%-19.2pp |
| Employer contribution / active EE | $27,870 | $2,209+1161.5% | $3,919+611.2% | $2,270+1127.7% |
| Participant deferral / active EE | $7,252 | $3,786+91.5% | $5,047+43.7% | $3,740+93.9% |
| Admin fee / account holder | $127 | $713-82.2% | $8,929-98.6% | $513-75.2% |