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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,648 | $109,372-37.2% | $89,414-23.2% | $158,966-56.8% |
| Participation rate | 90.0% | 74.3%+15.7pp | 68.0%+22.0pp | 82.0%+8.0pp |
| Annual return | 7.54% | 345.55%-338.0pp | 245.50%-238.0pp | 302.95%-295.4pp |
| Employer contribution / active EE | $2,309 | $3,171-27.2% | $2,586-10.7% | $4,762-51.5% |
| Participant deferral / active EE | $6,749 | $4,598+46.8% | $3,890+73.5% | $5,983+12.8% |
| Admin fee / account holder | $2,119 | $6,156-65.6% | $4,883-56.6% | $11,250-81.2% |