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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,079 | $175,259-48.0% | $149,723-39.2% | $139,487-34.7% |
| Participation rate | 80.0% | 83.4%-3.4pp | 78.8%+1.2pp | 80.3%-0.3pp |
| Annual return | 15.61% | 166.82%-151.2pp | 134.50%-118.9pp | 373.84%-358.2pp |
| Employer contribution / active EE | $1,711 | $5,478-68.8% | $4,821-64.5% | $4,755-64.0% |
| Participant deferral / active EE | $7,000 | $6,522+7.3% | $5,682+23.2% | $6,713+4.3% |
| Admin fee / account holder | $3,801 | $16,158-76.5% | $13,215-71.2% | $11,407-66.7% |