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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,330 | $157,296-63.6% | $141,191-59.4% | $152,897-62.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 22.48% | 64.34%-41.9pp | 71.41%-48.9pp | 345.43%-322.9pp |
| Employer contribution / active EE | $3,966 | $5,262-24.6% | $4,736-16.3% | $4,764-16.7% |
| Participant deferral / active EE | $6,264 | $7,111-11.9% | $6,710-6.7% | $5,851+7.1% |
| Admin fee / account holder | $3,058 | $12,125-74.8% | $10,264-70.2% | $11,599-73.6% |